Consider taking out specialist insurance. While it isn't a legal obligation for cyclists to be insured, it is highly advisable to take out cover. Many cycling organisations offer insurance when you join up.
It's also worth checking your home insurance to see if you can be covered if your bike is stolen.
This section provides answers to frequently asked questions about cycling and the law. It is against the law for cyclists to:
Lights and reflectors
By law, at all times you must have a red rear reflector and pedal reflectors – front and back on each pedal. If you use your bike at night or in poor light, by law you must fit a white front light and red rear light (flashing, constant, or combination).
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